Asda is the third-largest supermarket group in the UK which has ten billions shoppers in each week. Though it’s quite small but has a popular range of its credit cards which comes with great offers like cash back rewards which can be used in-store.
Asda credit cards are provided by Creation Financial Services which is a part of BNP Paribas global banking group.
The cards of ASDA are issued by the Master card network which means that the card can be used in more than 35 million outlets worldwide.
Asda’s offer many ranges of credit cards which is rewards-focused, but their “cash back” is quite different because their rewards are actually paid in the form of vouchers which can only be spent in Asda stores.
The reward rate on Asda cards is quite better when you use the card in-store. You can also earn rewards when you use your card in any corner of the world. Just choose a card with no monthly fee or, with a small charge as it offers a higher rate of cash back rewards for every penny you spent. Just in case you think that you are not getting correct cash back just use Asda Cashback Calculator to quickly estimate how much you will earn back.
Asda is settled up with its name in the northern roots, and holds a big part in the American Wal-Mart group, and is the UK’s second-biggest supermarket chain. But they are not satisfied with their performance so they working on their roots for a high-profile name in Sainsbury.
Now you must be thinking that is cash back worthy enough?
So the rewards are based on how you as a customer or a cardholder use the credit card. You just need to weigh up your main cost to the amount you could earn in cashback.
Types of Credit Card Available from Asda
Asda offers different types of a credit card according to the needs of the customer who wants to build up a good credit record or want to establish a great credit history.
1. Rewards cards Asda’s Reward credit cards give you cash back on all your spendings done which you earn by purchasing at Asda stores. Its cash back is doubled the number of rewards earned on your every purchase.
2. Credit builder cards This is for the customers who have a poor or limited credit history but want to build up their credit score while they spend.
Benefits of Asda Credit Cards
They offer award-winning productsThe Asda credit card offers the best offer on the annual payments awards, which is recognised as the excellence and innovation in the sector.
Online account management is quite easy as you can set up your account to manage your card online.
Cashback is upgraded to 10% if you use an Asda credit card to buy other insurance, for example buy insurance on your car, on your home through Asda Money.
Applying for an Asda credit card
Now if you are impressed with the qualities of Asda card you can apply for an Asda credit card by just following the simple easy steps given below :
Or call them at 0800 783 5881 immediately or you are from the UK call them at +44 121 712 5522from abroad.
You can choose the date on which you wish to pay your bill
You can choose your paying date between 1st and 28th of the month by sending them an email at Online Account Manager or by calling their Customer Services Team once your card is been activated.
You can use your card online
Yes you can use your card by referring just at the Master card name or logo in the payment options.
Can you withdraw cash using your card?
If you have a master card you can easily withdraw money but if you have a normal store card you cannot withdraw money.
Does the card have a monthly fee?
The Asda Cashback Credit Card and Asda Cashback Start Credit Card do not have a monthly fee.
When will the interest rate starts on your card
Starting from your statement date and when you make your purchase, you have up to 50 days without paying interest for your monthly payment in full and on time each month
How long will it take to complete the application?
After a quick eligibility check, it will take only 2 minutes for an immediate decision about whether you’re likely to be accepted or not. If you pass the eligibility criteria your application would take less than 5 minutes to complete. Just keep a few things in mind while making your application:
A notepad for writing the application reference number
In any condition if you don’t pay account in full month
If you couldn’t make the minimum payment each month it will cost you some handsome amount.
What is the minimum monthly payment need to make?
You must pay either the minimum monthly payment equal to 1% of the Principal amount which is given in your Statement along with interest, charges and fees within 20 days of the Statement Date.