Belk Credit Card Activation Step By Step And Full Review
The Belk Credit Card is a card which is accepted in every corner of belk world. The Belk Credit Card are accepted only at Belk in both the modes that is either online or in store.
This credit card from Belk comes with a variety of bonuses and rewards for the user. It doesn’t charge an annual fee and has an abundance of bonuses which makes a perfect card for the belk lovers.
The first and foremost thing to mention is that the Belk credit card consists of a high APR that is approx equal to 25.49% which is quite common for store-branded credit cards. It requires a high credit score of about 680 before applying for the card.
Mainly there are two types of Belk credit cards first one is simple store-branded credit card and second is Master Card cards. Master Card is connected to all the networks and as a customer, you can use it the card anywhere you want and when you use the credit card you get a 2% reward on grocery and gas shopping and for rest, 1% reward rate is applied.
If you have a Belk Credit Card then you will get 20 exclusive saving events in a year which is applicable only for the cardholder and they also offer you many in-store promotions and cash backs. They offer you three types of reward cards and these are the types of cards:
- Belk Rewards. This is a basic credit card that you will receive in default its reward rate is at 3% that is 3 points for every $1 you spent
- Belk Premier Rewards. You can get this credit card after spending of about $600 to $1,499 at Belk/annum and it has reward rate of about 4%
- Advanced Card. You can get this credit card after spending more than $1,500 at Belk/annum and the reward rate offered is of 5%
Belk Credit Card provides a variety of additional bonuses to the customers for an instance :
- User can get a birthday coupon.
- Through Belk Rewards Flex Pay Plan user can make flexible payments that are from any time and anywhere.
- Can get premier savings on shopping days.
And that is not enough Belk Credit Card also have some more good features about it which is mentioned below:
- They offer free shipping at Belk.com and in-store for Belk card holders.
- Via Quarterly you as a shopper can pick up your own sale day with minimum 20% Off.
- 4 invitations to Elite Savings Days.
What are the benefits of Belk Credit Card?
Belk Credit Card comes with lots and lots of benefits and some are mention below :
- They offer abundance of different rewards and bonuses to users.
- They have a generous rewards for heavy buyers.
- If you have master card you can use that credit card anywhere.
- They offer a cool reward rate.
- The Belk credit card offers zero fraud cases to the users.
- You will be automatically shifted to Premier Status if you spend at least $600 on your card each year and then the benefits will be doubled.
- If you want to get qualified for elite status then spend at least $1,500 on your credit card, then this status will entitles you with extra benefits which includes triple points events.
- If you pay your monthly dues on time and keep up with your spending, Belk will automatically upgrade your credit limit each year.
- You can enjoy limitless shopping without any pressure of credit score.
What are the demerits of Belk Credit Card?
Now we know all the merits or say benefits of Belk Credit Card so now move towards the demerits which are mentioned below :
- The reward rate is quite normal if compared to other brands..
- A normal layman could not easily apply for Belk Credit Card.
- If you are not a Belk lover then this card is not beneficial for you.
How to login in Belk Credit Card?
Once you have got a credit card from Belk, you can easily sign up to access it online. This procedure will allow you to manage your account and will let you pay your credit card bills online. Each time you want to perform any activity via your account, you will have to log in to your online account. Here are the steps to show how to login in Belk Credit Card account :
- In order to log in to your Belk card account, access the link given –https://www.synchronycredit.com/eSecurity/Login/login.action?clientId=belk&accountType=generic&langId=en
- As you enter in the website mentioned above, you will notice a login form, placed on the left side of the page where you can complete the Belk credit card login process.
- Now enter your user ID in the first field of that form.
- Now once you have entered your login user id then enter your password in the second field of the form as shown in the above icon.
- Now we are humans not bots so to remember the password best is to click n the icon remember me as this will save your userid and password for future login sessions.
- Once everything is done, click on the “Secure Login” button and log in to your credit card account.
- If you have feeded everything in right order as mentioned above, you will be instantly be redirected to your credit card account online. Then, you can manage your card or pay it online.
How to apply for Belk Credit Card?
If you as customer have decided to apply for Belk Credit Card, then you can apply online for it. And here are the simple ways to show you that how you can apply for a credit card from Belk. You just need to follow the instructions.
- At first, you have to go to the Belk website which is mentioned below.
- As you will click the click you will get to see a page like this
- On the website of Belk you need to scroll down to the bottom and then you will find the “Belk Rewards Credit Card” section
- As you get the site you should click on the “Apply for a Belk Rewards credit card” text.
- As it appeares, you should click on “Continue to Belk Credit.”
- As you click on “Continue to Belk Credit”, you will get to see a webpage of the Synchrony Bank with an application form like this
- Now fill out all the essentials of the application form on that page which is needed.
- Once you are done with filling out all the essentials that is required in the application form, then on the bottom click on the “Continue” button.
- As click on continue button you will be redirected to the next page where you have to choose which credit card from Belk do you want to get and then click on the “Continue” button again.
- At last you will get to see the results of your application on the end page.
- If in any case there is no result yet, then it may take upto few days whic is approx of 10 days for a bank to consider your application.
Forgot your User id or Password? No worries
You all are humans I guess!! So forgetting is a tendency of you all. So in any case you forgot your password no worries just follow these simple and easy steps to recover your password:
- Click on the Belk link given
- Then you will get to see a page like this
- Then enter your mail id which you have used while applying for your Belk Card
- Then click on send.
- As you will click on send you will receive an email in your inbox via Belk which will consist of an link through which you can reset your password.
How to make Payments of Belk Credit Card?
And now lets come to pocket loosing part that is paying for your Belk credit card. There are several ways through which you can pay you credit card bills. The merit is paying your bills is one of the easiest way in Belk. You just need you gather your checking account and bank routing number before you begin.
Here’s the way to pay your Belk store card online:
- First register with www.belkcredit.com and create a username and password to log in to your Belk credit card account.
- Then go to the Belk credit card sign-in page.
- Enter your Belk login essentials that is user name and password.
- Access the Belk credit card bill-pay option.
- And then follow the prompts to complete your payment.
Belk Credit Card Payment Via the Belk App
Now the world is running on app so using your mobile device you can make your payment easily and can avoid late fees. So use the Belk app to pay your bills this app is supported on both the operating system that is android and ios. Here’s the step for paying your Belk bill via the mobile app:
- Install and open the Belk app on your mobile device.
- Then register for online account access if you haven’t done it already.
- Then log in to the app with the username and password you have entered while registering you account
- Then click on the “Payments” tab.
- Follow the prompts to complete your payment.
- And Hola!!! You are done.
Belk Credit Card Payment Via Mail
In this digital generation too there are some peoples you use to paying their bill via mail. So Belk offers payment of bills via email option too. Just note that payments can be delayed up to only five days. Here’s is the step to pay your bills via email :
- Make a check or money order for Belk of the amount you wish to pay.
- Write your Belk credit card account number on the check or money order for avoiding any damage done.
- Check the money order in an envelope and address it to:
P.O. Box 530940
Atlanta, GA 30553-0940
- Just remember to attach the proper amount of postage to the envelope and mail it properly.
Belk Credit Card Payment Via Phone
Paying your Belk credit card via phone is quite simple. Just gather all your checking account number and bank routing number before you begin. Just follow the simple easy steps :
- Dial 800-669-6550 to reach the Belk customer care.
- After listening the comments made by automated system enter your Belk credit card number.
- Follow the system prompts to complete your payment.
- And Hola!! You paid you bill.
Who issues Belk credit card?
Synchrony Bank issues credit cards for Belk which is a largest card issuers in the United States.
Where can you use a Belk credit card?
If you have a Belk MasterCard credit card you can use it at any place you wantjust remember that the place should accept MasterCard and if you have a simple store branded credit card then you can use it only in Belk stores or on Belk.com.
What is the credit score needed for a Belk card?
You need to have a credit score of at least 680 or fair balance to maintain your credit score.
What are the requirements for a Belk credit card?
Apart from other requirements you must be 18 years above and must be an U.S. citizen.
Is getting a Belk Credit Card is hard?
If you have a score below 680 before applying for the Belk Credit Card then it is quite tough.
How to check the status of Belk credit card application?
To get the status of your application call on the number: 1-800-669-6550 and check your status of application through automated steps.
How long does it take to get your Belk credit card in the mail?
For getting your Belk Card it will take 2-3 weeks after getting approved.
How to Activate your Belk Credit Card?
Now department stores offer credit card easily and so do Belk stored do. They offer a credit card at their stores which offers many rewards which you can use at any locations. Here is the simple and easy steps to activate your card :
- You can apply online or walk in to Belk store and can consult with an employee for an application and enrollment process and just follow what they say.
- Fill out the application and mention your real identity and your income.
- Submit the application to the employee if it is a paper application, or if you are applying online submit it with a few easy clicks.
- After the submission if you are matching the eligibility factor then your card will be activated soon.
- Wait for approval and once you are approved you will be notifies via mail but if you are rejected it is because your income is too low or your credit is bad.
- Once you are approved within a days your credit card will be arrive to your address.
How to Deactivate your Belk Credit Card?
There are many reasons why you may want to cancel a store card. So cancelling a Belk credit card is quite easy just follow the simple steps:
- Get your latest statement, account number, amount of your last payment or any remaining balance.
- Call customer service at 866-235-5443 and remember one thing Belk cards cannot be cancelled online.
- Enter your account number when asked and then follow the prompts until you reach the customer care person now tell the customer service representative that you want to close your account and then provide additional information to confirm your identity for example your date of birth and mailing address.
- Discuss payment of any remaining balance with your customer care.
- Confirm with the customer service representative that you want to close your account.
- Request written confirmation from Belk confirming that your account is closed and request a mail letter too just remember to pen down the customer service representative so that in any case you can reach her.
- Now cut up and dispose of your Belk card as your card is now been deactivated.