Zales is one of the best jewellers, and Morris Zale, Ben Lipshy and William Zale were its founders in 1924. This trio produces a viable chain of Zales with credit plan. This plan allows the customers to get $1 within a week while using a penny. In 2014 the Signet Jewellers purchased the Zales Corporation.
Comenity Bank issued this Zales credit card. It is a standard store Credit card. It is used for purchasing products in Zales stores and at Zales.com. This card helps the customer to get different offers while buying jewellery. But the customer should be aware of “Gotchas” and beautiful prints.
§ Pros of Zales Credit Card.
Zales cards have an offer of 0% interest on promotional plans of credit on 6th, 12th, 18th month. This planning help customer to save money.
Low APR at your purchase payment over 36 months:
This card also has an offer on a 36-month purchase paid off at only 9.99% interest rate. It is the lowest offer of interest rate than any other charges of the credit card.
$50 offer on cardholder’s birthdays and also provide free standard shipping on Zales Credit Card by purchasing more products.
§ Cons of Zales Credit card.
Hidden fees and fine print:
On the promotional credit plans for 12th and 18th month, they charge a fee of $9.95 per transaction. This plan also has a minimum spending requirement. $150 for 6-month, $750 for 12-months, and $3000 for 18-month.
High ongoing APR:
This card has a purchase rate of interest at 29.99%, especially on the diamond and another type of jewellery because they lean to depreciate rapidly.
This card focuses on special financing rather than rewards. The cardholder will not earn anything after spending on purchasing this card. Some credit can offer 0% interest provides on a short period. They also offer cashback offers.
v Zales Credit Card Login
After receiving the Zales credit card, the cardholder can get access to log in. With the help of this, the holder can do many activities like paying card bill, checking balance, etc. bit user needs to login to his/her account every time.
For the login to your account, the user should open online Zales.com.
Please click on the following button for you to sign in for your Zales Credit card account online.
On the web page, click on online backing on the left side.
Enter your username and create your password.
You also are capable of saving your username for destiny periods – you need to look at the field close to “recollect.”
Lastly, click on the signup button.
When you have performed the whole thing correctly, then you may get entry to your credit score card account in a moment.
v Benefits of Zales Credit Card:
This card does not have annual fees.
User can enjoy different exclusive offers.
The cardholder gets financing offers on every purchase.
This proves $50 offer on cardholder’s birthday.
Democratic control of the online account.
This card helps you to male every payment through online without any difficulty.
v Zales Credit Card Rates and Fees
The annual interest rate for purchases 29.99%.
Late Payment Fee is $38.00.
Return payment fees $38.00.
Minimum interest charges per credit plan are $2.00.